Category: Budget Tools
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My 5 Sinking Funds That Saved Me $4,000 This Year
After I posted how I cut my nail budget from $1,680 to $360 with a beauty sinking fund, I started thinking about what else I was putting on my credit card. It was a lot. House repairs, car insurance, Christmas – all of it was going on the card in one swipe. So, I made…
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How to Track Your Budget Monthly AND Yearly in Google Sheets Without Starting Over

I counted last week — I had 17 budget files in my Google Drive. “Budget 2024 FINAL” “Budget 2024 FINAL v2” “Budget Jan” “Budget Jan COPY” “Budget 2025 – USE THIS ONE” I wanted to see how much I spent on groceries last year. Couldn’t answer. Because last year’s groceries were in 12 different files…